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Settle debts for pennies on the dollar. Our proven track record in the past eight years has been 50% to 90% reductions. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. Our goal is to put you back in control of your finances by significantly REDUCING your ACTUAL DEBT, not by consolidating what you owe. Just having objective third party intervention can set the tone for amiable resolution. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation. We offer you a viable alternative to bankruptcy and expensive consolidation loans. 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